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Assumes banks cap total EMIs at 50% of take-home pay, RBI loan-to-value limits (90% / 80% / 75%), and ~6% stamp duty + registration paid from your savings.
Property budget you can likely afford₹1.61 Cr
Max loan (income-based)₹1.44 Cr
Loan you'd actually take₹1.21 Cr
Monthly EMI₹1,04,979/mo
Down payment₹40.32 L
Stamp duty & registration (~6%)₹9.68 L
1 project on Livarea start within this budget. See them →